Using PIP Insurance After an Auto Accident in Texas
Get Insurance to Cover Your Costs After an Auto Accident
If you’ve been injured in a car accident, Personal Injury Protection (PIP) coverage can help pay for your medical treatment, lost wages, and other related expenses, even if you were at fault.
At Citywide Injury & Accident Clinic, we specialize in helping auto accident victims throughout Texas use their PIP insurance to get the care they need without paying out of pocket.
What Is PIP Insurance?
PIP (Personal Injury Protection) is an optional type of auto insurance coverage that pays for medical expenses and lost income after an accident, regardless of who caused it.
In Texas, most insurance companies are required to offer PIP coverage when you purchase an auto policy. Unless you declined it in writing, you likely already have it.
What PIP Covers:
- Doctor visits, hospital care, and medical imaging
- Physical therapy and rehabilitation
- Lost wages if you can’t work
- Costs for necessary medical equipment
- Replacement services (e.g., childcare or home help if you’re injured)
How PIP Insurance Works After a Car Accident
1. Seek Medical Care Immediately:
After a crash, visit a medical clinic experienced in treating auto accident injuries.
2. Provide Your Insurance Info:
Citywide will verify your PIP coverage and handle billing directly with your insurer.
3. Get Comprehensive Treatment:
Our licensed physicians treat neck, back, soft-tissue injuries, and other chiropractic care.
4. We File and Track Your Claim:
Citywide manages the PIP billing process so you can focus on recovery.
5. You Pay $0 Out of Pocket:
PIP covers the cost of care up to your policy limits (usually $2,500 to $10,000 in Texas).
Why Choose Citywide Injury & Accident Clinic for PIP Claims?
We work with all major auto insurance providers in Texas and have years of experience helping accident victims get the medical care they deserve through PIP coverage.
Our Advantages:
- No up-front costs, we bill your PIP directly
- Same-day and next-day appointments
- Full medical documentation for insurance and legal claims
- Specialists in auto accident injuries (orthopedic, chiropractic, pain management, and rehab)
- Support for attorneys and case managers
Whether you were the driver, passenger, or even a pedestrian, if you were injured in an accident, you may qualify for PIP-covered medical treatment.
Common Injuries Covered by PIP
Our team treats a wide range of accident-related conditions, including:
- Whiplash and neck pain
- Back and spine injuries
- Muscle and joint injuries
- Headaches and concussion symptoms
- Nerve damage and numbness
- Shoulder, hip, and knee pain
How Much Does PIP Insurance Cover?
In Texas, PIP insurance typically includes:
- $2,500 minimum coverage
(standard auto policy) - Optional increases up to $10,000 or more
(this coverage can be used for medical bills, therapy, and lost wages, whether you were at fault or not).
Even if your accident was minor, don’t delay treatment, PIP coverage expires if you wait too long to seek care.
Citywide Makes PIP Claims Simple
We handle everything, from medical documentation to direct billing, so you can recover stress-free.